{"text_format":"2","workbook":"xls","n_sheets":1,"sheets":["Sheet1"],"not_rendered":{"charts":0,"images":0,"macros":0,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"run_cost":"one","rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900","formulas":"cached_only"}

{"sheet":"Sheet1","index":0,"n_rows":17,"n_cols":6,"rows_kept":17,"cut":false,"hidden":false,"merged":[[0,0,0,5],[2,0,2,1],[3,0,3,1],[16,0,16,5],[4,0,7,0],[8,0,11,0],[12,0,15,0],[2,2,3,2],[2,3,3,3],[2,4,3,4],[2,5,3,5]],"flags":["formulas_cached_only"]}
["保险业偿付能力状况表(季度)(2023年)"]
[{"$nulls":5},"单位：%、家"]
["时间",null,"一季度末","二季度末","三季度末","四季度末"]
["指标/机构类别"]
["综合偿付能力充足率（%）","保险公司",1.903,1.88,1.94,1.9709999999999999]
[null,"财产险公司",2.271,2.246,2.32,2.3819999999999997]
[null,"人身险公司",1.8090000000000002,1.787,1.841,1.867]
[null,"再保险公司",2.7769999999999997,2.752,2.783,2.853]
["核心偿付能力充足率（%）","保险公司",1.2570000000000001,1.227,1.26,1.2819999999999998]
[null,"财产险公司",1.966,1.9369999999999998,2,2.062]
[null,"人身险公司",1.097,1.065,1.0859999999999999,1.105]
[null,"再保险公司",2.4090000000000003,2.3930000000000002,2.423,2.456]
["风险综合评级（家）","A类公司",53,55,55]
[null,"B类公司",105,104,106]
[null,"C类公司",16,15,14]
[null,"D类公司",11,12,12]
["注：\n1.综合偿付能力充足率，即统计范围内的保险机构实际资本汇总数与最低资本汇总数的比值，衡量保险公司平均的资本充足状况。\n2.核心偿付能力充足率，即统计范围内的保险机构核心资本汇总数与最低资本汇总数的比值，衡量保险公司平均的高质量资本充足状况。\n3.风险综合评级，即监管部门对保险公司偿付能力综合风险的评价，衡量保险公司总体偿付能力风险的大小，分为四个类别： \n（1）A类公司：偿付能力充足率达标，且操作风险、战略风险、声誉风险和流动性风险小的公司； \n（2）B类公司：偿付能力充足率达标，且操作风险、战略风险、声誉风险和流动性风险较小的公司； \n（3）C类公司：偿付能力充足率不达标，或者偿付能力充足率虽然达标，但操作风险、战略风险、声誉风险和流动性风险中某一类或几类风险较大的公司；\n（4）D类公司：偿付能力充足率不达标，或者偿付能力充足率虽然达标，但操作风险、战略风险、声誉风险和流动性风险中某一类或几类风险严重的公司。\n4.综合偿付能力充足率、核心偿付能力充足率的计算，以及风险综合评级的具体标准和程序均依据《保险公司偿付能力监管规则》等制度规定。\n5.上表综合偿付能力充足率、核心偿付能力充足率数据以各保险公司报送数据为基础计算，各保险公司报送数据未经审计。"]